Medicare Planning in St. Louis, MO & Surrounding Areas

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Choosing the right Medicare plan can feel overwhelming but you don’t have to figure it out alone. At Kershaw Retirement Solutions, we help individuals across the St. Louis metro area, Missouri, and Southern Illinois understand their options and make confident decisions about their healthcare coverage.

Whether you’re turning 65 and enrolling in Medicare for the first time, leaving employer coverage or retiring soon, confused about Medicare Advantage vs. Supplement plans, already enrolled but unsure if your current plan is right or looking for guidance specific to Missouri or Illinois options we provide personalized guidance to help you avoid costly mistakes and choose coverage that fits your needs and budget.

Many people make costly Medicare decisions simply because they don’t have the right guidance. Common mistakes include:

• Missing enrollment deadlines and facing penalties
• Choosing a plan based only on premium instead of total cost
• Not checking if doctors or prescriptions are covered
• Failing to review coverage annually during open enrollment